Tartan’s Product Update — April 2023
Hello there,
Welcome back to our April 2023 product update. This month, we’re introducing two important additions to our verification suite—both focused on helping businesses evaluate financial credibility more accurately and reduce fraud at the onboarding stage.
From income validation using official tax records to real-time vehicle ownership verification, these updates are designed to strengthen trust, improve decision quality, and simplify verification workflows across lending, insurance, and marketplace use cases.
ITR Filing Data Pull API
Reliable income assessment using official tax records
We’re introducing the Income Tax Return (ITR) Filing Data Pull API, built to help businesses evaluate customer financial information with greater reliability, speed, and ease.
With this API, businesses can securely assess a customer’s financial position by verifying ITR details using their PAN number and OTP authentication on the linked mobile number. This allows teams to access verified tax filing data directly from authoritative sources—without relying on manual document uploads or prolonged verification cycles.
How it helps
Assess income and financial stability using officially filed tax data
Reduce dependency on self-declared or unverifiable income information
Improve underwriting, eligibility checks, and risk assessment
Eliminate manual effort involved in collecting and reconciling ITR documents
The API follows a plug-and-play integration approach, making it quick and hassle-free for engineering teams to implement. All required data is extracted securely from the backend, allowing businesses to focus on core operations rather than verification complexity.
Why it matters
Income verification is a critical input across lending, insurance, and financial services—but traditional methods are often slow, document-heavy, and prone to inconsistencies.
With Tartan’s ITR Filing Data Pull API, businesses can:
Speed up onboarding and underwriting timelines
Improve accuracy and consistency in financial evaluations
Reduce fraud and misrepresentation risks
Deliver a smoother, more transparent customer experience
Try Tartan’s Income Tax Return API today to experience a faster, more reliable way to evaluate customer financial information.
Prevent Fraud and Mitigate Risk with Vehicle RC Verification
Real-time vehicle ownership and liability checks
In addition to income verification, we’re also introducing Tartan’s Vehicle RC Verification API, designed to minimize fraud during the onboarding of vehicle owners and asset-backed workflows.
This API establishes a direct, verifiable link between a vehicle and its registered owner, providing accurate information on:
Vehicle ownership details
Registration history
Outstanding liabilities and pending challans
By validating these details in real time, businesses can significantly reduce fraud risk and improve confidence in asset-linked decisions.
Built for multiple industry use cases
The Vehicle RC Verification API is highly versatile and can be used across a wide range of industries, particularly those that need to cross-verify vehicle and owner details. Common use cases include:
Seller onboarding for mobility and marketplace platforms
Vehicle-backed lending and financing
Insurance underwriting and policy issuance
Risk checks during resale or secondary market transactions
During seller onboarding, businesses can seamlessly verify ownership history, identify discrepancies, and surface red flags early—before exposure is created.
Stronger underwriting and fraud prevention
For insurance and loan underwriting workflows, the API helps businesses:
Identify stolen or disputed vehicles
Verify RC authenticity and ownership in real time
Eliminate impersonation and document-level fraud
This enables faster, more informed decisions while ensuring that only legitimate vehicles and owners are onboarded.
Why these updates matter
Together, the ITR Filing Data Pull API and Vehicle RC Verification API help businesses:
Strengthen verification accuracy using trusted data sources
Reduce fraud and risk exposure early in the journey
Shorten onboarding and underwriting timelines
Improve trust and customer experience
Explore Tartan’s new Income Tax Return API and Vehicle RC Verification API to build verification workflows that are faster, more reliable, and fraud-resistant—without adding operational complexity.
Tartan Simplifies Mobile Verification with Direct API Access through Dashboard
Tartan has recently released mobile verification APIs that can now be accessed easily through the Tartan Dashboard. Previously, you had to integrate with Tartan using Postman to use the mobile number verification API.
With this new release, you can use the API directly through the dashboard, without the hassle of setting up API integrations.
Transforming the Loan Experience: Secure and Effortless Salary-Linked Loans in Minutes
Tartan EWA Stack makes it easy for companies to expand into the EWA space, providing real-time access to income and employment data from payroll systems. With this data, financial providers can advance funds to the customer and recoup them on payday via the direct deposit.
With connectivity to 50+ payroll providers and 10+ work platforms, we offer accurate and transparent financial solutions by precisely calculating the actual earned wages based on clock-in and clock-out times.
Have you tried it yet?
HR Data Management: Role of HRMS Sync
HRMS Sync, offered by Tartan, is an API that helps you to synchronize your employee data with your HRMS and other systems. With the addition of new data points, HRMS Sync is now more comprehensive than ever before. This means if you are using HRMS Sync, you will receive more detailed information about your employees, enabling you to make more informed decisions about your workforce.
Delhi/ NCR - Fintech Happy Hour - Register now
If you are in Delhi/ NCR on May 11th (Thursday), 6:00PM onwards, do register for a Fintech Happy hour where you get to meet the change makers from the fintech industry. Space is limited, register soon.
Thanks for reading. Stay tuned for the latest updates.
If you’re interested to know how Tartan can boost your business, click here for more information.
Regards,
Meet Semlani
Co-Founder and COO
