Tartan’s Product Update — September 2022

Hey there,

Welcome back to our September product update! We’re excited to share the progress we’ve made over the past month and the momentum we’re building together.

We’re happy to report that we welcomed 648 new subscribers this month, taking our active newsletter community to 1,878 readers who are closely tracking Tartan’s product evolution. Thank you for being part of this growing ecosystem.

Before we dive in, here’s a quick recap of what Tartan is building.

Tartan is creating read-and-write data rails across Payroll and Work platform APIs, enabling reliable income and employment verification while also supporting seamless product distribution on the same platforms. This infrastructure is designed to reduce friction, improve data trust, and unlock access across a wide range of financial and employment-linked use cases.

Now, let’s get into what’s new.

Launch of PII Data Verification APIs

Save time through faster, unified verification

This month, we launched our PII Data Verification API suite, built to help businesses verify user identity, income, and employment information more efficiently.

Customers can now plug and play Tartan’s PII stack APIs, which include:

• Payroll APIs

• Payslip APIs

• Work History APIs

By using a unified verification stack, businesses can eliminate the need for multiple vendors, reduce integration complexity, and onboard end users faster with fewer manual steps.

Why this matters

Traditional verification workflows are often fragmented—each data point sourced from a different partner, stitched together through custom logic. Tartan’s PII APIs consolidate these workflows into a single, consistent integration, enabling:

• Faster verification turnaround times

• Reduced dependency on multiple third-party providers

• Cleaner, more reliable identity and employment signals

• Lower operational overhead for onboarding and underwriting teams

Digital Work Platform APIs

Verifying income and employment across diverse user segments

Tartan’s Digital Work Platform APIs go beyond traditional employment data. In addition to standard data points, they provide access to 70+ alternate data signals, allowing businesses to evaluate users with non-linear or unconventional work histories.

This enables customers to extend credit and services confidently across segments such as:

• Salaried professionals

• Freelancers

• New-to-credit individuals

• Gig and platform workers

By widening data coverage, these APIs help businesses reach underserved segments while maintaining strong verification standards.

What this unlocks

• Broader customer coverage without increasing risk

• Faster onboarding across varied employment profiles

• More inclusive credit and financial product distribution

• A unified foundation for employment-linked decisioning