The Insurance OS
The Data Infrastructure Layer for Insurance
Grow your corporate travel revenue from onboarding to reconciliation
Grow your corporate travel revenue from onboarding to reconciliation
Tartan connects insurers, brokers, and TPAs to the enterprise systems their customers run on - automating every workflow from onboarding to claims
Tartan connects insurers, brokers, and TPAs to the enterprise systems their customers run on - automating every workflow from onboarding to claims
70%
Ops overhead reduction
10x
Faster corporate onboarding
80+
HRIS, ERP, and Payroll connectors

The problem
The Infrastructure Gap in Modern Insurance
The Infrastructure Gap in Modern Insurance
Fraud is eroding your margins and you're often the last to know. Exited employees stay covered. Grade changes never reach the policy. Every gap is a dispute waiting to happen - and a renewal at risk
Meanwhile your corporate portfolio is sitting untouched. Thousands of lives, real income data, real career events - and no mechanism to act on any of it. The cross-sell opportunity is there. The trigger isn't
The Journey
From Corporate Onboarding to
Claims - Without the Ops
From HRMS connection
to first booking - end to end

Corporate Onboarding
Client connects their HRIS once. Full member census synced automatically. Go live in days, not weeks

Enrollment
New member detected in source system → policy mapped → coverage active → document issued. No manual step

Endorsements
Every hire, exit, life event, or grade change in the enterprise system triggers the right policy action automatically

Underwriting
Live salary, demographic, and employment data feeds risk assessment. Accurate pricing without stale census files

Claims
Active employment and eligibility verified at intimation. STP enabled. Fraudulent claims stopped before they're processed

Up-Sell & Cross-Sell
Map profiles and share top-ups and other with accurate profiling & targeted plans
Use Cases
Where Tartan Shows Up
Group Health - Endorsement Backlog
Endorsements processed continuously as HRIS events occur, not piled up at month-end
Group Life - Salary-Linked Cover Updates
Sum Insured auto-adjusts with real-time aggregated risk profiling when an employee's grade or CTC changes in the HRIS
Claims - Ghost Employee Leakage
Exited employees offboarded the moment their exit is recorded. No sync lag, no unauthorized claims
Flex Benefits - Benefit Selection
Employees choose their flex cover during appraisal cycle, synced for promotions, dependent addition, directly from HRIS

Group Health - Endorsement Backlog
Endorsements processed continuously as HRIS events occur, not piled up at month-end


Group Life - Salary-Linked Cover Updates
Claims - Ghost Employee Leakage
Flex Benefits - Benefit Selection
Group Health - Endorsement Backlog
Endorsements processed continuously as HRIS events occur, not piled up at month-end
Group Life - Salary-Linked Cover Updates
Sum Insured auto-adjusts with real-time aggregated risk profiling when an employee's grade or CTC changes in the HRIS


Claims - Ghost Employee Leakage
Exited employees offboarded the moment their exit is recorded. No sync lag, no unauthorized claims


Flex Benefits - Benefit Selection
Employees choose their flex cover during appraisal cycle, synced for promotions, dependent addition, directly from HRIS



Who it's for
Insurers
Direct data pipes. Better underwriting. Less fraud
Insurers
Direct data pipes. Better underwriting. Less fraud
TPAs
Instant eligibility checks. Faster claims TAT
TPAs
Instant eligibility checks. Faster claims TAT
Insurtech Brokers
Power live HR dashboards. Ditch manual ops
Insurtech Brokers
Power live HR dashboards. Ditch manual ops
Traditional Brokers
Digital onboarding layer, no engineering lift
Traditional Brokers
Digital onboarding layer, no engineering lift
why Tartan
why Tartan
80+ connectors
Widest HRIS and ERP coverage in India, including the long tail.
Insurance-native
Sum Insured logic, dependent relationships, nominee details built in.
SOC2 + ISO 27001
Passthrough mode. PII transmitted, never stored.
GHIOS layer
Endorsement rules, CD balance logic, eligibility conditions - not just an API.
80+ connectors
Widest HRIS and ERP coverage in India, including the long tail.
Insurance-native
Sum Insured logic, dependent relationships, nominee details built in.
SOC2 + ISO 27001
Passthrough mode. PII transmitted, never stored.
GHIOS layer
Endorsement rules, CD balance logic, eligibility conditions - not just an API.
privacy And Security
Aren't Features, They're
The Architecture
privacy And Security
Aren't Features, They're
The Architecture
privacy And Security
Aren't Features, They're
The Architecture
How leading organizations run critical workflows, grow operations, and scale across systems with Tartan.
How leading organizations run critical workflows, grow operations, and scale across systems with Tartan.
How leading organizations run critical workflows, grow operations, and scale across systems with Tartan.

ISO 27001

ISO 27701

AICPA

CISA
Your corporate portfolio is ready.
Your infrastructure should be too



Turn Enterprise Workflows Into
Smart, Automated Systems
©2026 TartanHQ Solutions Private Limited


Turn Enterprise Workflows Into
Smart, Automated Systems
©2026 TartanHQ Solutions Private Limited


Turn Enterprise Workflows Into
Smart, Automated Systems
©2026 TartanHQ Solutions Private Limited














