August 9, 2025
How ABCL Cut Loan Approval TAT by 60% with Tartan’s Verification APIs’
Aditya Birla Capital Limited (ABCL) offers a wide suite of financial services including loans, insurance, and wealth management. But across personal and business lending, approval times were being dragged down by fragmented verification steps and manual workflows within their Loan Origination System (LOS).
To bring speed and precision to underwriting, ABCL chose Tartan.
Company Factsheet
Product | Personal & Business Loans |
Headquarters | Mumbai, India |
Industry | Financial Services / Lending |
Tartan Module | PAN, UAN, GST, Work Email Verification APIs |
Common Models | Identity · Employment · Income Data |
Fragmented Verification Was Slowing Down Underwriting
To approve a loan, ABCL had to verify multiple data points: PAN, UAN (EPFO), GST details, and employment history. Each check required a separate tool or third-party process. The manual consolidation slowed underwriters, increased turnaround times, and introduced errors that delayed disbursements.
One API Console for End-to-End Checks
Tartan helped ABCL integrate real-time APIs for all major verification types into their LOS. With a single integration point, PAN, UAN, GST, and work email data could be pulled instantly and verified within seconds. The results flowed directly into underwriting dashboards.
This automation didn’t require rearchitecting ABCL’s LOS—Tartan slotted right in.
Speed Meets Accuracy in Lending
The outcome? Loan approval TAT dropped by 60%, thanks to instant verifications. Underwriting became 3x faster for verified applicants, and 100% of verification results were piped back into the LOS without manual effort.
With Tartan, ABCL turned data friction into lending acceleration.
“Tartan gave us a single pane of glass for all verifications. We move faster, underwrite smarter, and improve user journeys.”
— Head of Digital Lending, ABCL
Want to speed up loan decisions with real-time verifications?
👉 Book a demo with Tartan
