PolicyOS reads the release, finds the clauses it breaks, drafts the fix and the rule,
and waits for your signature. No policy updates itself.
Send us one policy you already publish.
We send back the gaps, with the source paragraph cited on every finding, in five working days.
Request a gap report
The problem
By then the regulator has a penalty schedule for it. The work is done by hand, and it leaves no audit trail.
The scan
Five people open the regulator’s website every morning to check what is new. Nothing tells them which release touches which policy.
The read
One person reads a new master direction for a week. Then they compare it against policies they know by heart, and find the gaps.
The record
The record lives in email, SharePoint and Google Docs. Export a document, edit it, upload it back, and the version history is gone.
How it works
The RBI Digital Lending Directions of May 2025, read against one personal loan policy. Three obligations come back as gaps. The six screens below are the product.
After the signature
An approved policy still has to reach
your rule engine and the people it binds.
Most regulatory products stop at the policy document. Two
things still have to happen, and both of them sit inside
PolicyOS. The second is below, and you can run it.
Into the engine
An approved clause becomes a rule your engine can run. It arrives as code your engineer reads, tests and accepts. PolicyOS tests the rule and simulates its impact. Your engine still makes the decision on a real case.
To the people it binds
Everyone it binds gets the policy. They ask in their
own words and get the clause back. You see who
acknowledged it, and who understood it.
Answers
Your employees stop raising tickets to learn what the policy says. Open any citation and read the exact paragraph.
Capabilities
Aware the day a regulation lands, compliant before it takes effect, and governed with an immutable audit log on every decision.
The policy manager
Credit policy manager, compliance officer, company secretary.
One queue. Every obligation from a new
release, matched to the clause that
covers it, or flagged where none does
Every version kept, and the version in
force marked
Drafts arrive cited to the source
paragraph, and wait for your signature
The Chief Compliance Officer
Head of Compliance, Chief Risk Officer.
The days between a circular and the
amendment, visible for every policy
An audit trail recorded as it happens, not
reconstructed when the inspection asks
Who acknowledged each policy, and
who understood it, kept as evidence
The CIO and CISO
IT vendor risk, internal audit.
The days between a circular and the
amendment, visible for every policy
An audit trail recorded as it happens, not
reconstructed when the inspection asks
Who acknowledged each policy, and
who understood it, kept as evidence
200+
Master directions and circulars, each one broken into its obligations
70+
Live customers across Tartan’s products. Three run PolicyOS today.
2
Regulators are loaded. The rest ship as packs.
